Sukanya Tracker

Rates

Sukanya Samriddhi interest rate: 8.2%

In force since 1 Jan 2024. The Ministry of Finance sets small-savings rates every quarter; the app applies each rate to the months it covered, so your history is always computed with the right rate.

In force fromRate per year
1 Jan 2024current8.20%
1 Apr 20238.00%
1 Apr 20207.60%
1 Jul 20198.40%
1 Oct 20188.50%
1 Jan 20188.10%
1 Jul 20178.30%
1 Apr 20178.40%
1 Oct 20168.50%
1 Apr 20168.60%
1 Apr 20159.20%
3 Dec 20149.10%

Last updated 16 Sept 2026. Source: Ministry of Finance quarterly notifications on small savings schemes.

Why the history matters

An account opened in 2016 has earned at seven different rates so far. A calculator that applies today's rate to the whole history will be wrong by thousands of rupees; the passbook, and Sukanya Tracker, apply each quarter's rate to its own months. How the calculation works →